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Memorandum of Decision and Order Regarding Contact Limits in Massachusetts

Watkins v. Glenn Associates, Inc., No. 15-cv-3302 (Mass. Sup. Ct. June 10, 2016). In this case, the plaintiff sought relief from the defendant’s alleged violations of the Massachusetts Debt Collection Regulations, 940 Code Mass. Regs. § 7.04 and the Massachusetts Consumer Protection Act, G.L. c. 93A, §2. The Code states in part that it is […]

Second Circuit Holds Failure to Disclose Fees and Interest Accrual on Debt Violates the FDCPA

Avila v. Riexinger & Associates, LLC, 817 F.3d 72 (2nd Cir. 2016). According to a recent Second Circuit opinion (in line with a past Seventh Circuit opinion), the FDCPA requires debt collectors to disclose to consumers if account balances will increase due to interest or other fees. In Avila v. Riexinger & Associates, LLC, 817 F.3d 72 (2nd […]

U.S. Supreme Court Issues Important Opinion on Article III Standing

Spokeo, Inc. v. Robins, 136 S.Ct. 1540 (2016). The issue in this case revolves around whether the respondent (Robins) had standing to maintain an action in federal court against the petitioner (Spokeo) for alleged violations of the FCRA (Fair Credit Reporting Act). The procedural history of this case consists of the District Court dismissing Robins’ […]

Chad Echols’ Spring 2017 Conference Engagements

Chad continues to support the Collection Industry through various speaking engagements at conferences around the country. Please contact Chad about speaking at an upcoming event in your area.  This spring he will present at the following conferences: North Carolina Association of Community College Business Officials (ACCBO) Spring 2017 Conference in Pinehurst, NC March 6th through March 8th […]

Chad Echols Selected as 2016-2017 ACA Attorney State Chair for South Carolina

Chad Echols is proud to support the credit and collection industry as ACA International’s selection for Attorney State Chair for the state of South Carolina. This role provides ACA Association Units and ACA members with a legal resource and referral attorney licensed to practice in South Carolina. The 2016-2017 term marks Chad’s fifth consecutive year serving as ACA International’s […]

COHEAO Webinar with Chad Echols: “Bankruptcy Issues in Student Lending and Higher Education Receivables”

We are pleased to announce that Chad will present a webinar for the Coalition of Higher Education Assistance Organizations (“COHEAO”) on Thursday, October 13, 2016 at 2:00pm EST. COHEAO’s announcement notes the details of Chad’s presentation: “COHEAO is pleased to announce its upcoming webinar, “Bankruptcy Issues in Student Lending and Higher Education Receivables” with Chad […]

Chad Echols’ Spring 2016 Conference Presentations

Chad continues to support the Collection Industry through various speaking engagements at conferences around the country. Please contact Chad about speaking at an upcoming event in your area.  This spring he will present at the following conferences: Coalition of Higher Education Assistance Organizations Conference 2016 in Washington, DC January 31st through February 3rd South Carolina State Bursar’s […]

Collection Law Firms in the Cross-hairs of Regulations

Massachusetts Attorney General Maura Healy filed a lawsuit against Lustig, Glaser & Wilson, P.C. stemming from allegations that the law firm “repeatedly sued consumers for debts they did not owe or debts that were inaccurate,” according to a news release from the attorney general. The lawsuit was filed less than a week before the Consumer […]

Supreme Court Holds an Unaccepted Rule 68 Offer of Judgment Does Not Moot the Case

On January 20, 2016, the U.S. Supreme Court ruled 6-3 in favor of a consumer in the class action TCPA case Campbell-Ewald Co. v. Gomez, No. 14-857, 2016 WL 228345, —S.Ct.—- (U.S., Jan 20, 2016).  The Court addressed the principal question of whether an offer of judgment for complete relief extended to the lead plaintiff in […]